Reduce your financial risk in retirement

Annuities are one of the building blocks of a worry-free retirement. Part investment and part insurance, these financial contracts convert portions of your life savings into guaranteed income. This book is your cheat sheet for discovering how annuities work, which types are right for you, and where these predictable income generators fit into your portfolio. You’ll learn to ask the right questions as you talk to annuity sellers and manage your taxes when you’re in the game. Use annuities as part of your financial strategy for retiring with the help of this easy-to-use Dummies guide.

Inside…

• Understanding annuity types
• Discovering how annuities work
• Assessing retirement risks
• Managing taxes with annuities
• Creating guaranteed income
• Sizing up annuity sales pitches
• Avoiding annuity pitfalls

Looking for steady retirement income? Read this book!

Turning retirement savings into a steady income is a big step toward a worry-free retirement. This book introduces you to how to add annuities to your investment mix. It helps you evaluate how to select the best annuities for your needs and steer clear of the worst. You’ll learn how different types of annuities can help you turn your retirement savings into a monthly paycheck, protect your investments from market ups and downs, postpone taxes, stay in your home for the rest of your life, and even buy long-term care insurance for less..

Written by an annuity thought leader who is a frequent guest-expert on webcasts, podcasts and radio broadcasts as well as editor and publisher of Retirement Income Journal, the book offers the knowledge earned from interviews with hundreds of annuity industry insiders on their own turf. Get insight into which annuities do (or don’t) provide near-retirees and retirees with solid value.

• Stretch your savings into lifelong income
• Ask smarter questions when talking to an agent, broker or adviser
• Retire with less anxiety about the market
• Feel more in control of your financial life

Annuities For Dummies is the must-have guide for anyone making retirement plans or managing their retirement savings.